Time Management is Life Management

by Citadel Escrow Team

According to Socrates, “The unexamined life is not worth living.” Obviously, Socrates did not live in the 3rd millenium! Examining our lives seems like a luxury we might squeeze in between chauffeuring the kids, household chores, planning and preparing meals, hosting dinners for business prospects or the PTA auction winners, working an extra 15 hours […]

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Why should you care how the government regulates mortgage lending? Taking a look back into the history of lending will begin to give you that answer. The beginning – FHA, FNMA, and the GI Bill In 1934, the FHA (Federal Housing Administration) was established, creating first 20-year, then 30-year mortgages. Prior to that time, lending […]

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How To Be Happy & Stay Happy!

Below are lots of great tips on how to live a happier and more fulfilling life.  Take note of which tips you are already putting into practice and which ones you can possibly add to your happiness bag of tricks: Try everything twice – On one woman’s tombstone she said she wanted this epitaph: “Tried […]

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7 Things A Burglar Doesn’t Want You To Know

Whether you own a home, or rent a home or apartment, the following tips may help you avoid having your residence burglarized! Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it. […]

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Decorating Ideas From Sunset Magazine

Kitchen Cabinet Idea If you like sleek and white and clean, you may find that glass front cabinets along the top of your cupboards provide an opportunity to showcase special pieces and add color to your kitchen. Accent Wall A deep color accent wall in your dining room makes the Room draw in and feel […]

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Habits That Will Help You Attain Personal Success

What Does Success Mean To You? Next time you have a few “free moments” (when you are stuck in a traffic jam, early for an appointment, you finish early), write down what “Success” means to you. You can jot down things like material wealth, fame, adoration, but note that these elements are dependent on someone […]

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Left Over Holes From Wall Decor? Try These Patching Tips!

Rearranging pictures and wall decor can upgrade the entire look of a room. It also makes holes. You can hire a handyman to patch the holes for $50-100, or you can do it yourself. Prepare for 30-45 minutes of work time and a half hour to dry. Patching Holes In Your Walls Gather the items […]

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Improving Your Business By Helping Employees & Your Community

Entrepreneur magazine reported that Drew Ungvarsky realized his attempt to improve his lifestyle in Norfolk, VA could impact his professional life as well as his community and employee recruiting success. As the owner of a digital advertising and production company, he looked at how he could make Norfolk a more attractive venue for potential hires […]

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How Being A Pack Animal Can Boost Your Business

According to social studies, the primary biological drive for human beings is social interaction with other humans. We like to be in packs and we like to fit in. Have you noticed how the big boys use social pressure as a pressure point? How will people judge you if you drive up in this Lexus? […]

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Remodeling Your Kitchen Or Buying New Cabinets? Read This First!

Seems like today we have more accessories, and more kitchen functions than ever before. Many of us need room for bill paying, homework, entertaining and out-of-sight storage which can help us function more efficiently while keeping our look in vogue with the efficient sleek styles of today. What Do You Need From Your Cabinets? Cabinets […]

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